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Arizona Retirees United Healthcare Medical Options

Medical Procedure
United Healthcare of Arizona
Not Eligible for Medicare

"United Healthcare Choice EPO Plan"

Enrolled in Medicare

"Secure Horizons"

Annual Deductible
None
None
Annual Co-Payment Limit on Allowable Charges
None
None
Overall Lifetime Maximum
$5,000,000 per person
None
Hospital -
Inpatient
You pay $100 per admission Plan pays 100%
Outpatient
You pay $100 per procedure You pay $5 per visit
Skilled Nursing Facility You pay $100 per inpatient stay; 60 per calendar year Plan pays 100% - 100 days maximum per benefit period
Physician Services - Routine Physical
Routine Physical
You pay $10 per visit You pay $5 per visit
Inpatient Surgery
Plan pays 100% Plan pays 100%
Outpatient Surgery
Plan pays 100% (You pay $10 for office visit) Plan pays 100% (you pay $5 for office visit)
Hospital Visits
Plan pays 100% Plan pays 100%
Office Visits
You pay $10 per visit You pay $5 per visit
Diagnostic X-Ray and Lab Plan pays 100% (you pay $10 per office visit) Plan pays 100% (you pay $5 per office visit)
Durable Medical Equipment Plan pays 100%; maximum of $2,500 per year Plan pays 100%
Casts, Splints, Trusses, Braces & Crutches Plan pays 100% Plan pays 100%
Home Health Care Plan pays 100%; maximum of 100 days per calendar year Plan pays 100%
Chiropractic Care
You pay $10 per visit, limited to 24 visits per calendar year
You pay $5 per visit, limited to 12 self-referred visits per calendar year
Physical Therapy You pay $10 per visit (limited to 20 visits per year) You pay $5 per visit, referral required
Speech Therapy You pay $10 per visit (limited to 20 visits per year) You pay $5 per visit, referral required
Psychiatric Care -
Inpatient
You pay $100 per inpatient stay; prior authorization is required from the MH/SA Designee Plan pays 100%, maximum of 190 days per lifetime in a Medicare approved psychiatric facility (Combined with Substance Abuse)
Outpatient
You pay $10 per visit; prior authorization is required from the MH/SA Designee You pay $5 per visit
Substance Abuse -
Inpatient
You pay $100 per inpatient stay; prior authorization is required from the MH/SA Designee Plan pays 100%, maximum of 190 days per lifetime (Combined with Psychiatric Care)
Outpatient
You pay $10 per visit; prior authorization is required from the MH/SA Designee You pay $5 per visit
Prescription Drugs
Must be obtained at a participating pharmacy
Short-term (outpatient)
You pay $10 per formulary generic and $30 per formulary brand name You pay $7 per generic and $14 per brand name prescription for a 30 day supply
Maintenance (30 day supply or more thru the Mail Order)
Mail order - you pay 21/2 co-pays per prescription for a 90-day supply Mail order - You pay 2 co-pays per prescription for a 90-day supply
Hearing Aids
Not covered
$500 allowance every 2 years
Vision Care You pay $30 for exam, one exam per year; lenses & frames not covered You pay $5 for exam, $125 materials allowance every 24 months
Dental Care
Not covered
Not covered
Ambulance Plan pays 100% Plan pays 100%
Emergency Care from Non-Participating Provider Within Service Area - You pay $35

Outside Service Area - You pay $35

Within Service Area - You pay $50 (waived if admitted)

Outside Service Area - You pay $50 (waived if admitted)

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Sheet Metal Benefit Plans Administrative Corporation. © Copyright 2010. All Rights Reserved
The information contained on this website is intended to provide only highlights of the benefits available under the Sheet Metal Workers Trust Funds' plans and plans of benefits. Complete details about the plans are contained in the governing plan documents. In the event of any inconsistency between the information on this website and the official plan documents, the terms of the plan documents, as interpreted by the plan's Board of Trustees in its sole and absolute discretion, will control. The respective Boards of Trustees of the plans reserve the right to amend, modify, or terminate all or part of the plans at any time, subject to applicable law.