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Plan A Nevada United Healthcare Choice EPO Plan Medical Options

Medical Procedure
United Healthcare Choice EPO Plan
Annual Deductible
None
Annual Co-Payment Limit on Allowable Charges
None
Overall Lifetime Maximum
$5,000,000 per person
Hospital -
Inpatient
You pay $400 per admission
Outpatient
You pay $100 per procedure
Extended Care Facility (Skilled Nursing) You pay $400 per admission; 60 days maximum per calendar year
Physician Services - Routine Physical
Adults
You pay $20 per visit
Children
You pay $20 per visit
Office Visits
You pay $20 per visit
Diagnostic X-Ray and Lab you pay $20 for routine procedure
CAT Scans & MRI's You pay $20 per visit
Durable Medical Equipment Plan pays 100%, limited to $2,500 per calendar year
Casts, Splints, Trusses, Braces & Crutches Plan pays 100%
Home Nursing Care Plan pays 100%, limit of 100 visits per calendar year
Chiropractic Care
You pay $20 per visit; limit of 24 visits per calendar year
Physical Therapy You pay $20 per visit, limit of 20 visits per calendar year
Speech Therapy You pay $20 per visit; limit of 20 visists per calendar year
Maternity Care Same as any other illness
Psychiatric Care -
Inpatient
You pay $400 per admission; prior authorization required from the MH/SA designee
Outpatient
You pay $20 per visit; 40 visit maximum per benefit period, prior authorization required from the MH/SA designee
Substance Abuse -
You may choose between coverage under the Beat It! Program or your HMO, or a combination of both, as follows (See Nevada Fee-for-Service Plan A for details):
Inpatient
You pay $400 per admission, prior authorization required from the MH/SA designee
Outpatient
You pay $20 per visit; prior authorization required from the MH/SA designee
Prescription Drugs Must be obtained at a participating pharmacy
Short-term (outpatient)
You pay $10 per formulary generic, $25 per formulary brand name and $50 non-formulary prescription
Maintenance (30 day supply or more thru the Mail Order)
Mail order - you pay 21/2 co-pays per prescription for a 90-day supply
Hearing Aids
Plan pays 100%, limited to $2,500 per calendar year
Emergency Room Care You pay $35 per visit

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The information contained on this website is intended to provide only highlights of the benefits available under the Sheet Metal Workers Trust Funds' plans and plans of benefits. Complete details about the plans are contained in the governing plan documents. In the event of any inconsistency between the information on this website and the official plan documents, the terms of the plan documents, as interpreted by the plan's Board of Trustees in its sole and absolute discretion, will control. The respective Boards of Trustees of the plans reserve the right to amend, modify, or terminate all or part of the plans at any time, subject to applicable law.